Property Insurance Claims
Your policy promised a fair payout. We make sure you get one.
Claimex is an independent claims advocate for homeowners and business owners. We document the damage, build the estimate, and negotiate directly with the insurance company — so you're not doing it alone, on their timeline.
Working with an active claim, a denial, or a settlement offer that feels too low? Start with a free review.
Claims stall. Paperwork piles up. Offers come in low.
Insurers have adjusters working on their behalf. Most policyholders don't have anyone working on theirs — until now.
Slow, open-ended timelines
Claims can drag for months with no clear next step, while repairs and bills keep waiting.
Settlement offers that fall short
Initial offers are often based on the insurer's own estimate — not a full accounting of the damage.
Paperwork built for adjusters, not you
Proof of loss, itemized estimates, supplemental documentation — it's a lot to assemble while you're also dealing with the damage.
No one reviewing the fine print for you
Coverage language, exclusions, and deadlines are easy to miss if you're not reading policies every day.
Claims we handle
We work property damage claims from first notice of loss through final settlement — including claims that have already been denied or underpaid.
Fire & smoke damage
Structural loss, smoke and soot damage to contents, and the cleanup and rebuild costs that follow.
Water & flood damage
Burst pipes, roof leaks, and storm intrusion — including the hidden damage that shows up weeks later.
Wind & storm damage
Roof, siding, and exterior damage from high wind, hail, and named storms.
Theft & vandalism
Documenting losses and building the itemized inventory insurers require to pay a claim in full.
Business interruption
Lost income and extra operating costs while a covered event keeps your business from running normally.
Denied & underpaid claims
Already have a denial letter or a settlement that doesn't cover the damage? We review the file and reopen where there's a case to.
How it works
Four steps, from first call to final check.
Free claim review
Send us your policy and any correspondence from the insurer. We tell you plainly whether we can add value.
Damage documentation
We inspect and document the full scope of loss — not just what's easy to see on a first pass.
Negotiation
We build the estimate and negotiate directly with the insurance company on your behalf.
Settlement
You review and approve the final number before anything is signed. Then the claim closes and you get paid.
Whose side is your adjuster on?
The insurance company's adjuster works for the insurance company. Claimex works only for you.
Independent advocacy
We don't work for any insurance carrier. Our only client on a claim is the policyholder.
Plain-English communication
You'll know what's happening with your claim and why — no jargon, no radio silence between updates.
We handle the back-and-forth
Estimates, supplements, appraisal — we manage the process so you can focus on your home or business.
Start your free claim review
Tell us about your property and where things stand with your insurer. We'll follow up to discuss next steps — there's no obligation.
- No cost for the initial review
- Works with active, denied, or underpaid claims
- Residential and commercial property